Best GIC Rates for RRSP TFSA and RIFF Accounts

Outlook Financial edges out the competition with the best rates for RRSP, TFSA and RIFF accounts for 'virtual banking'.  The website indicates " are delivered through the convenient technology you have at your fingertips: telephone, Internet, ATMs and Canada Post."  So, unlike traditional banks with the branch 'bricks and mortar' overhead costs, this division of Assiniboine Credit Union can pass those cost savings onto you with better rates.

Your deposits are also guaranteed:  "...all your Outlook Financial deposits and interest are 100% guaranteed – without limit – by the Deposit Guarantee Corporation of Manitoba (DGCM). As established under The Credit Unions and Caisses Populaires Act, DGCM is required by law to guarantee, without limit, all your deposits at a Manitoba credit union."

Here are the rates effective Jan 31, 2014: